3D Secure Authentication Flow
Experience seamless authentication with biometric verification and advanced security protocols.
Liability Shift
Transfer chargeback liability to the issuer with successful authentication
Optimized Conversion
Intelligent routing to maximize approval rates and minimize friction
Frictionless Flow
Up to 95% of transactions processed without customer interaction
Global Coverage
Worldwide 3DS support with regional compliance requirements
How it works
3D Secure payment transaction processing is also known as a payer authentication by which a security protocol helps to minimise online fraud. This security feature is supported by payment schemes, such as Visa, Mastercard and Discover, as well as smaller networks. 3D Secure Authentication is branded as Visa Secure, Mastercard Identity Check and Discover ProtectBuy respectively. Visa Secure / Cardinal is our preferred 3D Secure service provider. Cardinal provides a real-time 3D Secure enrolment and authentication service called Realtime Data eXchange (RDX). An implementation of 3D Secure Authentication ensures that our clients‘ cardholders are successfully enrolled and authenticated using 3D Secure processing capabilities.
3D Secure 2.0 Features
Enhanced User Experience
Advanced Security
Authentication Methods
Performance Results
Uptime
Service availability and reliability
Authentication Time
Average time for 3DS authentication process
Chargeback Reduction
Decrease in fraud-related chargebacks
Frictionless Rate
Transfer chargeback liability to the issuer with successful authentication