Our Applications Cover Diverse Corporate Markets
Issuing • Prepaid • White‑Label
Launch Your Own Pre‑Paid VISA Card Program
Spin up virtual and physical prepaid cards on modern issuing rails with KYC/KYB onboarding, spend controls, and real‑time authorization. We expose customer‑facing APIs so you can embed issuing into your product, backed by program management, compliance, and settlement tooling.
What You Get
Virtual & Physical Cards
Apple/Google Wallet available, tokenization, instant issuance.BIN Sponsorship
Card scheme access via licensed partners.Program Management
Card lifecycle, fulfillment, disputes, and compliance.KYC/KYB
Automated onboarding, sanctions/PEP screening, document checks.Spend Controls
MCC filters, merchant allow/deny lists, limits by day/week/month.
Ledger & Balances
Sub‑accounts, pooled wallets, and real‑time balance updates.Funding & Top‑Up
Bank transfer, card top‑up, or treasury rails.Risk & 3DS
RBA/3DS for ecommerce, velocity and device checks.White‑Label Apps
iOS/Android/web portals with your brand.Reporting & Reconciliation
Exports, webhooks, and finance dashboards.
Card Lifecycle
- 1
Virtual & Physical Cards
Apple/Google Wallet available, tokenization, instant issuance. - 2
BIN Sponsorship
Card scheme access via licensed partners. - 3
Program Management
Card lifecycle, fulfillment, disputes, and compliance. - 4
KYC/KYB
Automated onboarding, sanctions/PEP screening, document checks. - 5
Spend Controls
MCC filters, merchant allow/deny lists, limits by day/week/month.
Controls & Policies
Limits
Per‑tx, daily, weekly, monthly; count or value‑based.
MCC Rules
Allow/deny categories; geo fences; cross‑border toggles.
Auth Hooks
Pre‑auth callbacks to approve/decline with custom logic.
Card States
Active • Frozen • Stolen • Lost • Reissued • Closed.
Fees
FX, ATM, card issuance, replacement (configurable per program).
API & Integration Capabilities
Developer Platform
We provide first‑class APIs to manage programs, cards, and auth decisions.
API Exposure
Mobile and web SDKs for seamless integration
Note for designers/devs: Emphasize that customer‑facing API access is available, but do not display raw endpoints or payloads on this page. Route interested users to the Download Issuing Specs CTA for full API documentation. Add an “API Access Available” badge near the hero.
Pricing & Card Limits
| IBAN – EUR | Currency | Fixed (B) | Percentage |
|---|---|---|---|
| Account Onboarding Fee | EUR | 7.5 | |
| Monthly Account Fee | EUR | 3.5 | |
| Pay In Fee SEPA | EUR | 0.8 | |
| Pay Out Fee SEPA | EUR | 0.8 |
| ATM Fees | Currency | Fixed (B) | Percentage (B) |
|---|---|---|---|
| ATM Fee Domestic (min fee EUR 2.50) | EUR | 1 | 0.003 |
| ATM Fee EEA (min fee EUR 2.50) | EUR | 1 | 0.005 |
| ATM Fee International (min fee EUR 2.50) | EUR | 1 | 0.009 |
| Card Fee | Currency | Fixed (B) | Percentage |
|---|---|---|---|
| Physical Card Fee | EUR | 9.5 | |
| Replacement Card Fee | EUR | 20 | |
| Virtual Card Setup Fee | EUR | 1.5 | |
| Active Card Fee (Annual) | EUR | 2.5 | |
| Card Tokenisation | EUR | 0.25 | |
| Card Fee Domestic | EUR | 0.12 | 0.0001 |
| Card Fee International | EUR | 0.25 | 0.0197 |
| 3DS Fee | EUR | 0.1 | |
| Card Decline Fee Domestic | EUR | 0.06 | |
| Card Decline Fee International | EUR | 0.13 | |
| Card Verification Fee Domestic | EUR | 0.06 | |
| Card Verification Fee International | EUR | 0.13 |
| INBOUND CREDITS (Faster Payments, SEPA to jurisdiction) / LOADS | |
|---|---|
| SINGLE credit to the IBAN e-wallet | €12,000 |
| Maximum amount (VALUE) that can be credited to the IBAN e-wallet DAILY | €12,000 |
| Maximum amount (VALUE) that can be credited to the IBAN e-wallet MONTHLY | €24,000 |
| Maximum amount (VALUE) that can be credited to the IBAN e-wallet ANNUALLY | €250,000 |
| Maximum amount (NUMBER) of times that the IBAN e-wallet can be credited DAILY | 50 |
| Maximum amount (NUMBER) of times that the IBAN e-wallet can be credited MONTHLY | 1,000 |
| OUTBOUND CREDIT TRANSFERS (Faster Payments, SEPA to jurisdiction) | |
|---|---|
| SINGLE outbound bank transfer payment (SEPA, Faster Payment) | €12,000 |
| TOTAL DAILY (TOTAL SUM) outbound bank transfer payments (SEPA, Faster Payment) | €12,000 |
| TOTAL MONTHLY (TOTAL SUM) outbound bank transfer payments (SEPA, Faster Payment) | €24,000 |
| TOTAL ANNUAL (TOTAL SUM) outbound bank transfer payments (SEPA, Faster Payment) | €250,000 |
| Maximum amount (NUMBER) of bank transfers that can be made from the IBAN e-wallet DAILY | 50 |
| Maximum amount (NUMBER) of bank transfers that can be made from the IBAN e-wallet MONTHLY | 1,000 |
| Per Card ATM Transactions | |
|---|---|
| Maximum VALUE for a SINGLE ATM transaction allowed per card | €300 |
| Maximum VALUE for DAILY (TOTAL SUM) of ATM transactions allowed per card | €300 |
| Maximum VALUE for MONTHLY (TOTAL SUM) of ATM transactions allowed per card | €3,000 |
| Maximum VALUE for ANNUAL (TOTAL SUM) of ATM transactions allowed per card | €30,000 |
| Maximum amount (NUMBER) of ATM Transactions that can be made DAILY | 20 |
| Maximum amount (NUMBER) of ATM Transactions that can be made MONTHLY | 1,000 |
| Per Card Point of Sale Transactions (Card Present and Card Not Present) | |
|---|---|
| Maximum VALUE for a SINGLE POS transaction allowed | €15,000 |
| DAILY (TOTAL SUM) of POS transactions allowed | €15,000 |
| MONTHLY (TOTAL SUM) of POS transactions allowed | €23,000 |
| ANNUAL (TOTAL SUM) of POS transactions allowed | €115,000 |
| Maximum amount (NUMBER) of POS Transactions that can be made DAILY | 20 |
| Maximum amount (NUMBER) of POS Transactions that can be made MONTHLY | 1,000 |
| BALANCE | |
|---|---|
| Total Balance per card and/or account | €250,000 |
Perfect For
Fintech & Platforms
Embed cards for spend, payouts, or expense.
Marketplaces
Seller disbursement cards and controlled spending.
Corporate & Workforce
Stipends, T&E, per‑diem, and gig‑worker cards.
Consumer Programs
Gift, teen, and general‑purpose reloadable.
Frequently Asked Questions
Virtual and physical prepaid VISA programs with Apple/Google Wallet, BIN sponsorship, KYC/KYB onboarding, spend controls, and real‑time auth.
Limits by transaction/day/week/month, MCC allow/deny, geofencing/cross‑border toggles, and pre‑auth callbacks for custom decisions.
Program management portal, ledger/balances, funding/top‑up, dispute handling, exports and webhooks.
Ready to Transform Your Payment Processing?
Join the growing number of PSPs, merchants, and resellers who trust Processing Partners for their enterprise payment solutions. Let’s discuss how we can help scale your business.
No commitment required • Free consultation • Custom solutions available
